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Some purchases you make have little to no long-term effects. Certain transactions are inconsequential, so it does not matter where you get them. With other matters, however, it is critical that you are careful about your buying approach. If you decide poorly about some purchases, you can suffer poor financial consequences for years to come. If you are in the market for new car insurance, you need to take this step seriously. If you are wise and make a good decision, you can have peace of mind and save money now and down the road. There are certain pitfalls to stay clear of when shopping for car insurance.