Is it necessary to get your Health Insurance when you travel? Yes, of course! It is essential to get your health insurance done before you travel. Every trip and every traveler are different, but one thing is universal that is choosing a travel insurance plan.
According to Travel Insurance Review, primarily there are 3 types of travel insurance plans:
1. Package plans
2. Travel medical plans
3. Specialty plans that limit the coverage to specific areas - evacuation/repatriation, car rental, flight accidents etc.
According to Travel Experts the following travelers need a travel medical plan:
- Families, couples, and individuals traveling outside their health insurance network who want the secondary coverage so they won't have to pay a huge medical emergency bill.
- Senior citizens on Medicare traveling outside the U.S. Medicare coverage does not cover treatment abroad although some supplement plans include a little medical coverage.
- Business travelers who don't have to pay for their trip costs but know their health insurance doesn't extend to their destination.
- International student travelers who are not worried about the trip cancellation and need coverage for injuries or illnesses while they're abroad.
- Workers leaving the U.S. for employment who need medical coverage until they can qualify as a legal resident and be a part of a national health care system.
- Visitors from other countries who need medical coverage while in the U.S.
- Backpacking travelers who aren't worried about the trip cancellation but need coverage for emergency medical care, trip interruption (in case they have to return home quickly), and want some coverage for their stuff.
- Missionary or volunteer travelers who are not concerned about getting their trip costs refunded, but know they need coverage for medical emergencies and evacuations.
This article is copyrighted by Travelers Today, the travel news leader
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